Pay Mortgage Off

Do you realize that you'll pay 3 times the value of your house if you have a 30 year mortgage? That's why many people want a pay mortgage off plan to get free. But coming up with the right strategy can seem like one of the toughest things on the planet to do. Here is a plan that I used several years ago to become debt free - it's called the focused payoff method.

Here are the steps to follow:

1. Live without credit cards. Stop digging the hole deeper by charging more debt on your credit card. Use a debit card instead if you feel the need to carry plastic. If it's a true "emergency" see if you can wait 24 hours. It may put things in more perspective for you.


2. Find some extra money to pay off debt. Let's face it. It you're ever going to pay off your mortgage, then you'll have to come up with some extra money. It doesn't have to be much. Just a consistent amount each month to focus on paying off debt. It could be as little as $50 to $500 - it's up to you.

3. Get out a sheet of paper and list your debts from smallest to largest. This is the order in which you'll focus on paying your debts. For most people, they'll list their credit cards, car payments, and then mortgage.

4. Apply the extra money each month to your smallest debt. Just focus on paying off this one first. Some people like to bounce around and pay on one debt and then another. This doesn't get you anywhere but confused. Just focus on paying one debt at a time and see what the power of concentration can do for you. After that one debt has been paid, then focus on paying down the second debt. After that, pay down the third debt and so on.

5. When you get to your mortgage, you should have a large amount of money to pay it down each month. Think about it. What if you had no credit card payments or car payments? How much extra money would you have each month to apply to your mortgage. For most people, it's quite a bit.

By using this focused payoff method, most people can have all of their debts, including their mortgage, paid off in 5 to 10 years. Use this method to pay your mortgage off and start living live the way it was meant to be!

There are plenty of resources out there that can help you focus on your goal of becoming debt-free. Reading articles like this one is a great start.

But where can you find the right information to help get rid of your debts?

Pay Mortgage Off - Discover the #1 debt elimination course that has helped over 300 people obtain a debt-free, stress-free lifestyle.

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