Debt Relief Advice - Show Me The Money!

So you want to pay off your debts? That's a great decision. But where can you find the extra money that you need to payoff debt? You'll find it in your everyday expenses. In this article, I will give your proven debt relief advice and show you some areas of your life to save money.

Of course, one way to find extra money to pay off debt is to sell unwanted items, get a temporary job, and use your tax return to pay off debt. However, the best way to pay off debt is to save money by eliminating expenses in certain areas. Start saving money by looking at these 4 areas in your life. Let's talk about ways to save on food, clothes, cars, and utilities.

Food Expenses

You can save a ton of money by shopping for groceries that right way. All you need to do is use coupons for items that you're going to buy anyway. Also, don't spend so much on frozen meals and prepared foods. This will run your bill up twice as high then if you prepared it yourself. When cooking at home, prepare twice the amount and freeze the leftovers. This will give you a frozen meal that will thaw in seconds when you come home from a hard day's work.

Here another tip. My family has saved a ton of money on food each month by joining a coop/volunteer food program. You can buy food at reduced prices by joining with others across the nation who also want cheaper meals.

One of the best sources for this that I have found is called Angel Food Ministries.
You can look them up at www.angelfoodministries.com and see for yourself!


Clothes

You don't have to settle for low quality cheap clothes to save money. It's possible to buy nice, high quality clothes if you time it just right. First, purchase smart. Buy classic styles and and avoid clothes that will go out of style soon. Stock up at end-of-the-year sales. Also, wash and dry your garments inside out and they'll last much longer.

Cars

First, don't buy a new car. What happens to a new car as soon as you drive it off the lot? That's right, it goes down in value. In fact, new cars lose up to 50% of their value in depreciation during the first two or three years. Instead, buy a car around 2 or 3 years old to get the most value for your money.

Also, increase the fuel efficiency by of your car by getting tune-ups and scheduled oil changes. Make sure that your tires are properly aired and rotated within your normal routine. This will help you save as much as 10% in auto expenses.

Utilities

There are several ways to save money on your monthly utility bill. Start by changing your air filter on a regular basis. Unclean air filters can add 5% or more to your energy bill each month. Also, use your microwave more and your oven less. Ovens use about 3 times the energy of a microwave. Also, get the most out of your hot water tank by putting an insulation blanket around it. This will make it last longer and lead to more efficient heating.

Use this debt relief advice to reduce your expenses and find money to pay off debt.

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