Frugal Living For Singles

Some singles feel that they can spend money or charge whatever they want. But most people know that this will just lead to disaster. With the high costs of groceries and gas, it is a good idea to follow some frugal living ideas for singles. In this article, we're going to give you some ideas for a living on a budget, without living like a hermit in a cave.

The first thing that you want to do is not give the grocery store any more money than you have to. In other words, make a list when going grocery shopping and stick to it! Be careful about impulse buying. Stores are designed to get you to buy more than you came for. When making a grocery list be sure that everything is a true need. Buying items in bulk can lead to bigger discounts.

Second, eat out less often. Americans spend an average of $200 per month just eating out for lunch everyday. Instead, brown bag your lunch more often and watch how much you save. A homemade sandwich and chips is a lot cheaper than same one prepared at a subway shop.

Third, learn to use coupons. If you're throwing out coupons with your Sunday paper, then you're throwing money in the trash. Take time to cut out coupons for foods that you're going to buy anyway. You can save as much as 10% with each grocery trip. This can add up to a significant savings for food that you need to buy this week.

Fourth, avoid using credit cards. You can buy things cheaper for cash. This is due to the expensive finance charges on credit cards. Also, if you have to use your credit card, pay your bill if full when it comes in and don't just pay the minimum balance. Be careful about paying your credit card late. The banks enjoy hitting your account with late fees, which is extra profit for them.

Fifth, eat dinner at home. You can enjoy homemade dinners often. Try to find easy recipes to cook that allow you to have leftovers. You could take the leftovers to work and eat them for your lunch the next day. Also, make use of your crock pot if you have one. You can have dinner ready for you when you get home from work by letting it cook for you all day long. Eating out once in awhile will be more special than if you did it everyday.


Finally, save on energy costs by replacing old light bulbs with the newer, more energy efficient compact fluorescent (CFL) bulbs. They last longer and use about 80% less energy. This will save you time in having to replace light bulbs often.

Use these frugal living for singles ideas to help plan your budget and navigate your way through everyday life.

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