Income Tax Refund Check - The Best Way to Spend It

Many people across America will be getting an income tax refund check this year. Of course, the government is hoping that you'll spend every dime of it to help the economy recover from recession. But hold on a minute! Is this really what you should do with your refund check?

Our elected leaders talk a lot about the economy. You've heard it before. The economy is up, or the economy is down. But should you really be worried about the economy?

Here's a fact about your personal life. It's not "the economy" that matters so much. It's "your economy "that really matters!

There's an old saying the goes like this:

"When the other guy loses his job, then it's a recession.
But when you lose your job - it's a depression!"

See the difference?

Most people are having financial difficulty today because they have too much debt. Some charge just to get by when times are tough. Others have too much money going out and not enough coming in. This is the main reason people why don't spend money
during a bad economy.

So what is the best thing that you can do to help our economy? The best way to make yourself and America stronger is to pay off debt. Paying off debt can lead to a more secure future and less doubt and worry.

Need proof? Here's a story to illustrate the point.

John has a Visa that is charging him 20% interestet. Now, John is just paying the minimum monthly payment on his card. What if John were to use his income tax refund check to completely pay off his credit card? Then, he would be making a 20% return on his investment! Why? Because interest saved is the same as interest earned. And the best thing about it is that you don't have to pay taxes on this 20%! Are you able to get a guaranteed 20% return in the stock market?

So even though Washington believes that you'll go out and wildly spend your tax refund check on products that will soon wear out, look at it from a different perspective. The best way to help your economy" is to pay off debt. This will make your finances stronger and help out the country as well.

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